Chime Mobile Banking is offering a $50 sign-up and referral bonus. New customers that open an account via a Chime member's referral link and receive a payroll direct deposit of $200 or more within the first 45 days will get $50 deposited into their account.
Chime is a fully featured online banking account. You can receive direct deposits and your Chime account also supports pre-authorized withdrawals and interbank transfers through the Automated Clearing House (ACH) Network.
When you open a Chime account. you get a Chime Visa Debit Card and an FDIC insured deposit account that can be managed entirely on your smartphone; You also get a Savings Account that helps you save money without ever thinking about it. Your Chime account will be insured up to the standard maximum deposit insurance amount of $250,000 through their partner bank, The Bancorp Bank which is a member of the FDIC.
What is great about Chime is if you do not like the idea of debt, but do like rewards programs, your Chime Debit Card comes with rewards. The rewards system is not as simple as a credit card, but instead the system is more like a coupon book or cashback website without the portal. When you use your Chime Card to make a purchase from one of their partners, your account will automatically credited with the bonus reward.
For example, Chime may be offering a $3 credit when you shop at Sephora, Go to the Sephora website and make your purchase with your Chime card. You do not have to do anything else, Chime will recognized that the purchase and automatically credit your account with the $3.
Once you have opened a Chime account, and completed the steps above, you can now refer friends and earn an additional $50 Bonus for each friend. Remember, in order for you and your friend to get the $50 Bonus, your friend must complete the same steps as you did, listed above. As of now, you can earn up to $500 a year from the Chime refer a friend program. That means if you refer 10 friends that complete an employer direct deposit of $200 or more, you will earn a total of $500! Who says
"no" to free money?
Chime offers early deposit that allows you to get paid up to 2 days early! I absolutely love this feature and have been taken advantage of it by depositing a portion of my check into my Chime account so it is available on Wednesday instead of Friday!
Feel Free to leave your Chime Referral Code Below in the comments. 👇