Chime Bank Bonus Updated 10/17/2022

Chime Mobile Banking $100 Sign Up Bonus And $100 Per Referral

Chime Mobile Banking is offering a $100 sign-up and referral bonus. New customers that open an account via a Chime member’s referral link and receive a payroll direct deposit of $200 or more within the first 45 days will get $100 deposited into their account.

What Is Chime

Chime is a fully featured online banking account. You can receive direct deposits and your Chime account also supports pre-authorized withdrawals and interbank transfers through the Automated Clearing House (ACH) Network.

When you open a Chime account you get a Chime Visa Debit Card and an FDIC insured deposit account that can be managed entirely on your smartphone; You also get a Savings Account that helps you save money without ever thinking about it. Your Chime account will be insured up to the standard maximum deposit insurance amount of $250,000 through their partner bank, The Bancorp Bank which is a member of the FDIC.

Rewards Debit Card

What is great about Chime is if you do not like the idea of debt, but do like rewards programs, your Chime Debit Card comes with rewards. The rewards system is not as simple as a credit card, but instead the system is more like a coupon book or cashback website without the portal. When you use your Chime Card to make a purchase from one of their partners, your account will automatically credited with the bonus reward.

For example, Chime may be offering a $3 credit when you shop at Sephora, Go to the Sephora website and make your purchase with your Chime card. You do not have to do anything else, Chime will recognized that the purchase and automatically credit your account with the $3.

How Do I Get The Chime $100 Bonus?

Instructions on How To Get Your Chime $100 Bonus

  1. You must sign up through the Chime Referral Link in order to be eligible for the $100 Bonus.
  2. Once you have completed the application, and have an active account set up a direct deposit from your employer in the amount of $200 or more within 45 days of opening the account.
  3. Once your direct deposit is complete, your Chime Account will be credited with $100.

How To Benefit From The Chime Refer a Friend Bonus

Once you have opened a Chime account, and completed the steps above, you can now refer friends and earn an additional $100 Bonus for each friend. Remember, in order for you and your friend to get the $100 Bonus, your friend must complete the same steps as you did, listed above. As of now, you can earn up to $500 a year from the Chime refer a friend program. That means if you refer 10 friends that complete an employer direct deposit of $200 or more, you will earn a total of $500! 

Who says “no” to free money? Not me!

Get Paid 2 Days Early With Chime

Chime offers early deposit that allows you to get paid up to 2 days early! I absolutely love this feature and have been taken advantage of it by depositing a portion of my check into my Chime account so it is available on Wednesday instead of Friday

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