What Is the Current Upgrade Promotion?
Upgrade is offering a $100 signup bonus, plus $100 per referral when you open a new Rewards Checking Account. This is a great promotion, because there is no direct deposit requirements in order to receive the bonus!
What Is Upgrade?
Upgrade is a financial technology company that currently offers affordable and responsible credit to ordinary consumers through cards and personal loans, along with free credit monitoring and education tools. These tools and products are helping consumers to better understand and manage their finances.
Upgrade offers a free rewards checking account. It is a No-fee checking account with cash back.
There are no ATM fees, no account fees, and no transfer fees.
As part of the rewards, you earn 2% cash back on common everyday expenses such as:
- Convenience and drug stores
Merchant examples: CVS, Walgreens, Rite Aid
- Gas stations Merchant examples: Shell, Chevron, ExxonMobile, Speedway
- Monthly subscriptions Merchant examples: Netflix, SiriusXM, Spotify, DisneyPlus
- Restaurants Merchant examples: McDonalds, UberEats, Chipotle, Starbucks
- Utilities, phone Merchant examples: AT&T, Tmobile, VerizonWireless, Cricket Wireless
- and earn 1% on everything else
How To Earn The Upgrade $100 Sign-Up Bonus Step By Step
- Open an Upgrade Rewards Checking Account using the Upgrade referral Link. You can use mine: https://upgrade.com/r/YUBbieipbJ The account is subject for approval, and must be open prior to the end of the promotion. Ends January 31, 2023.
- Deposit money into your account. Once your account is open you can initiate a bank transfer within the app which takes about 3-4 days for funds to arrive. Or you can deposit money into your account via cashapp once your debit card arrives.
- Your debit card will arrive in the mail in about 7-14 days. Once you receive your debit card, complete at least 3 purchases with your Upgrade debit card within 60 days.
- The $100 bonus is typically deposited into your Upgrade Checking account within 48 hours.
How To Get The Upgrade $100 Referral Bonus
As soon as your account is approved, you will find your referral link. Copy the link and share with your friends. Once they complete the steps above, you both will earn the $100 bonus
More Recommended Bank Account Bonuses
If you are looking for other simple bank bonuses, check out the list below. These are all easy to qualify for the bonuses and have zero fees, or minimum account requirements.
Chime Bank Bonus ($100) -Chime is a great bank account that provides a $100 referral bonus if you use the referral link, complete the signup process, and make one qualifying deposit. This is a great opportunity that is easy to complete and posts instantly. Once your $250 direct deposit is received, you’ll be able to your bonus will be deposited instantly. Check out our step-by-step guide on how to earn your Chime referral bonus.
PSECU Bank Bonus($100) – Pennsylvania State Employees Credit Union (PSECU) PSECU offers a full set of banking products and services, including a free checking account that comes with rewards on debit card purchases over $10. Free ATM transactions (including $20 in surcharge refunds each month),free overdraft protection, online banking and a mobile app. New customers can earn up to $250 in bonuses. Here are the Step-By-Step Instructions for claiming the PSECU Bonus.
Money Lion Bank Bonus($55) – Money Lion is a Fintech company that features a complete money management app which includes an arrange of financial products to help you bank smarter, build credit, invest in stocks and crypto and even access loans or cash advances. Earn up to $55 sign up bonus from Money Lion, and unlimited referral bonuses! Check out our Step-By-Step Instructions on how to claim the Money Lion Bonus.
Stash Bank Bonus($20) – Stash is a financial app that is available as a web platform and mobile application. Stash allows you to start a personal investment account for as little as $5. You can also start an auto-stash retirement account, or a spend account that allows you to earn stocks every-time you spend. Claim $20 from Stash when you sign-up or refer your friends. For more information, check out our Step-By-Step instructions on Stash Referral Program.